Declutter for Cash and Invest in Gold

A while back I sold one of my handbags that I had not used. Back then I loved using big handbags for traveling...before switching to backpacks.

With the current pandemic, I decluttered a lot of my unused stuff, either by giving away, dispose of, or sell it.  I'm glad that I can clear off my used clutter and earn some cash from decluttering.

The money I received for selling my unused item will be used to invest in gold bullion, while some will be put into saving. 

Yesterday while I was at the mall I went to one of the jewelry shops to look at the gold bullion. 

There were quite a few that caught my eye but they were way out of my budget 😭 

I hope to own a 100 grams gold bar....but that will be another day...only buy what you can afford. 

With the money that I got from selling the handbag, I ended up buying this gold coin that weighs 3.8 grams 😍

I have to put more effort into decluttering so that the money I received will be put into my future retirement fund, as well as owning a few more gold coins. Let's see what I can declutter for the next few weeks 😁 

Saving in Gold....Small Steps at the time

I've been buying gold for a while and I was intrigued how much the gold price had increased...especially beginning March this year. Looking at how our ringgit currency is getting weaker, and most part of the world is going towards recession due to the pandenmic, I guess it's time to start thinking how to save for my future retirement. 

Declutter & Selling Unused Item For Saving or Emergency Fund

A while back I helped my mum to sell her handbag which she rarely used. She did change her mind when a buyer was interested to buy it from her but after second thought, she decided that it was best to sell to someone who would have full use of it. This bag has been kept in her closet for a few years and only used 2 to 3 times when she got it. The money she got from selling this bag came in handy because she has been feeling unwell in the last couple of weeks. The money she got ended up using for her visits to the doctor and for her medication. At a time like this, our health is more important than anything else. I'm also taking the initiative to sell some of my things away to make space, as well for emergency funds when needed. With the current covid-19, I do hope the virus will die down soon. 

No Spend Month for January 2020

Last month I was able to keep track of my spending and did not splurge on anything.....other than essentials such as medication, groceries, and toiletries. 

I was hoping that I can do the same for this month (February) but ended up buying clothes (RM10 per piece which was a bargain).

I only bought 3 T-shirts since it's been ages since I last bought new clothes (I also ended up giving 1 to my mum) 😅 

I'm trying to cut down on my spending expenses and not to spend on unnecessary things. At the same time, I hope I'll be able to clear off some of the things that I don't use so that I can make space in my room. Finger cross!